There are few things more maddening than the constant harassment from
creditors. It's bad
enough to be in debt. But when you're faced with a collection action, many creditors will do
anything to take your money. Despite the presence of the Fair Debt Collections Practices Act,
some creditors will ignore the law and try to intimidate you to pay. So how can you protect
yourself? Here are some tips.
When did you last make a payment? In Florida, if you have not used a creditor card or made a
payment in five years, they cannot collect on the debt.
If you continue to receive harassing calls from creditors, take down the caller's name, the
company they represent, the address of their business and their phone number.
If you get served with a summons, you have 20 days to respond in Florida. If it is a small claims
case, the summons will have a date to go to court. You want to avoid having a judgment entered
against you. Don't wait until the last minute. As soon as you are served, contact Brian K.
McMahon to go over your options.
If you're able to make regular payments on your debt, you may be in position to negotiate a
payment plan with the creditor. If they are not willing to work with you, it might help to use an
attorney like Brian K. McMahon to negotiate with them.
If you have more than one creditor, or owe more than you can afford to pay, bankruptcy might be
an option. Bankruptcy may give you the relief you are seeking and allow for a fresh start.
But the most important thing to keep in mind is to never fight these creditors alone. Get the
proper representation from an attorney who understands the plight of those facing collections from
creditors. Attorney Brian K. McMahon can help those facing bankruptcy, collections, loan
modifications and foreclosure. Located in West Palm Beach, Brian K. McMahon has 18 years of
experience representing individuals and small corporations. Don't be intimidated by creditors.
Take charge and give yourself a chance to regain your financial freedom.
Brian McMahon has lived in Palm Beach County his entire life, having been born and raised in
North Palm Beach. After graduating from North Shore High School, he attended Florida State
University. Upon graduating, he worked in retail for a couple years before deciding to attend law
school. He attended St. Thomas University and graduated with honors.
Since graduating law school, Mr. McMahon has focused his practice on bankruptcy. He worked as
a law clerk to bankruptcy judges for 8 years. In 1999, he decided to start his own practice so that
he could better assist the people of Palm Beach and Broward County. For that last 10 years, Brian
McMahon has represented individuals and businesses in bankruptcy.
enough to be in debt. But when you're faced with a collection action, many creditors will do
anything to take your money. Despite the presence of the Fair Debt Collections Practices Act,
some creditors will ignore the law and try to intimidate you to pay. So how can you protect
yourself? Here are some tips.
When did you last make a payment? In Florida, if you have not used a creditor card or made a
payment in five years, they cannot collect on the debt.
If you continue to receive harassing calls from creditors, take down the caller's name, the
company they represent, the address of their business and their phone number.
If you get served with a summons, you have 20 days to respond in Florida. If it is a small claims
case, the summons will have a date to go to court. You want to avoid having a judgment entered
against you. Don't wait until the last minute. As soon as you are served, contact Brian K.
McMahon to go over your options.
If you're able to make regular payments on your debt, you may be in position to negotiate a
payment plan with the creditor. If they are not willing to work with you, it might help to use an
attorney like Brian K. McMahon to negotiate with them.
If you have more than one creditor, or owe more than you can afford to pay, bankruptcy might be
an option. Bankruptcy may give you the relief you are seeking and allow for a fresh start.
But the most important thing to keep in mind is to never fight these creditors alone. Get the
proper representation from an attorney who understands the plight of those facing collections from
creditors. Attorney Brian K. McMahon can help those facing bankruptcy, collections, loan
modifications and foreclosure. Located in West Palm Beach, Brian K. McMahon has 18 years of
experience representing individuals and small corporations. Don't be intimidated by creditors.
Take charge and give yourself a chance to regain your financial freedom.
Brian McMahon has lived in Palm Beach County his entire life, having been born and raised in
North Palm Beach. After graduating from North Shore High School, he attended Florida State
University. Upon graduating, he worked in retail for a couple years before deciding to attend law
school. He attended St. Thomas University and graduated with honors.
Since graduating law school, Mr. McMahon has focused his practice on bankruptcy. He worked as
a law clerk to bankruptcy judges for 8 years. In 1999, he decided to start his own practice so that
he could better assist the people of Palm Beach and Broward County. For that last 10 years, Brian
McMahon has represented individuals and businesses in bankruptcy.
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